Tuesday, May 13, 2008
These rates are current as of the date shown on this page, and are for informational purposes only. Products and rates may change without notice. All loans are subject to credit approval, acceptable collateral and available equity. Loan is secured by a Mortgage on your home and property insurance is required; depending on location, additional flood insurance may also be required. Please consult with your tax advisor as to the deductibility of interest on any type of loan.
CCB Residential Mortgage Annual Percentage Rates (APR)
|
Product |
Term (months) |
Interest Rate |
APR* |
Points |
Payment Example** |
| Primary Residence, 1-4 Family Purchase/Refinance |
120 |
5.550% | 5.654% | 0 | $542.63 |
|
180 |
5.750% | 5.859% | 0 | $415.21 | |
|
240 |
5.950% | 6.037% | 0 | $356.77 | |
| Secondary Residence, 1-4 Family Owner Occupied, Purchase/Refinance |
120 |
5.550% |
5.654% |
0 |
$542.63 |
|
180 |
5.750% |
5.859% |
0 |
$415.21 |
|
|
240 |
5.950% |
6.037% |
0 |
$356.77 |
|
| Construction/Permanent |
Available, contact CCB for more details. 716-938-9128 or 1-800-882-9903 |
||||
| *APR (Annual
Percentage Rate) is calculated using an assumed Loan to Value of 80% on
a $50,000 loan for Primary and Secondary Conventional Mortgages.
** The payment examples are calculated using a $50,000 Loan Amount for Primary and Secondary Conventional Mortgages. |
These rates are current as of the date shown on this page, and are for informational purposes only. Products and rates may change without notice. All loans are subject to credit approval, acceptable collateral and available equity. Loans are secured by a Mortgage on your home and property insurance is required; depending on location, additional flood insurance may also be required. Please consult with your tax advisor as to the deductibility of interest on any type of loan.
CCB Home Equity Annual Percentage Rates (APR)
|
Product |
Term (months) |
Interest Rate |
APR* |
Payment Example** |
| Fixed Rate Home Equity Loan*** 1-4 Family Owner Occupied, Primary/Secondary Residence |
60 |
6.240% |
6.240% |
$486.11 |
|
120 |
6.990% |
6.990% |
$290.14 |
|
|
180 |
7.990% |
7.990% |
$238.77 |
|
|
Home Equity Line of Credit
|
Available, contact CCB for more details. 716-938-9128 or 1-800-882-9903 |
|||
| *APR (Annual
Percentage Rate) is calculated using an assumed Loan to Value of 80% on a $25,000 Loan for Fixed Rate Home Equity Loans.
** The payment examples are calculated using a $25,000 Loan Amount for a Fixed Rate Home Equity Loan. ***CCB will pay normal closing costs related to a Home Equity Loan such as appraisal, credit report, Flood Zone Determination, Judgment and Lien Search, Mortgage Recording fees and Mortgage Recording tax. If the loan is paid in full within the first three years, CCB will require reimbursement of the fees paid by the bank. |
These rates are current as of the date shown on this page, and are for informational purposes only. Products and rates may change without notice. All loans are subject to credit approval, acceptable collateral and available equity. A minimum down payment may be required.
CCB Automobile Annual Percentage Rates (APR)
|
Model Year |
APR |
TERM |
|
New: 2008 - 2007 |
6.25% APR* to 7.25% APR* |
36-72 mths |
|
USED |
|
|
|
2007 - 2004 |
7.25% APR* |
36-60 mths |
|
2003 |
7.50% APR* |
36-48 mths |
|
2002 - 2000 |
9.75% APR* |
36-48 mths |
|
1999 - Older |
12.5% APR* |
36 mths |
|
Payment Example |
An automobile loan for $10,000 over a 60 month period with an APR of 6.50% would have a monthly payment of $195.66 auto-pulled* from a CCB account. | |
*A .5% discounted rate will be given for having monthly payment automatically withdrawn from a CCB checking or saving account.
|
|
