Certificates of Deposit (CDs)


Avoid risk and put your money in a certificate of deposit. CDs earn higher interest than a money market or savings account — without being subject to the whims of the market.

Lock in your rate and wait for your funds increase. CDs are a great way to fulfill foreseeable business goals.


  • Guaranteed returns
  • Earn higher rates than regular savings
  • Fixed rates during length of term
  • Available in terms from 6 months to 4 years
  • Higher rates the longer you wait
  • Penalty for early withdrawal
  • FDIC insured
  • Minimum $1,000 to open

We do offer Credit Card Merchant Services - partnered with First Data - the industry leader.


Simplify your business investments with the Certificate of Deposit Account Registry Service (CDARS). Rest assured knowing they're backed by the FDIC.


  • Full FDIC insurance on multi-million dollar investments
  • Simplify investment management and tax reporting
  • Receive one statement for all accounts
  • All CDs managed through one relationship with CCB
  • Earn one simple rate for all CDs
  • No hidden fees
  • Choose varying maturities for laddered returns
  • Use your funds to help community lending initiatives
Certificates of Deposit (CDs)