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Make life easier and earn high interest in the process. Maximum Green Checking pays up to 1.005% APY* for doing banking basics.

Key Features

  • High Interest
  • ATM Withdrawal Fee Refunds*
  • Digital Banking
  • Debit Card

Do you currently have an account with Cattaraugus County Bank?

  • High-interest checking account:
    • 1.005% APY* on balances up to $10,000
    • 1.005% to 0.27% APY on balances over $10,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)**
  • Link to Maximum Saver to build savings automatically
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Digital banking available
  • Free Mastercard® debit card
  • $100 minimum deposit to open 

Earn your rewards in just 1, 2, 3.

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Maximum Green Checking account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements 

If you happen to miss a qualification cycle, don't worry. You still earn the base interest rate, and you can get back to earning your full rewards the very next month.

Do you currently have an account with Cattaraugus County Bank?

*APY=Annual Percentage Yield. APYs accurate as of 5/01/2020. Rates may change after account is opened. Minimum to open is $100.

You must perform the following each monthly qualification cycle:

  • Have at least 10 debit card purchases that post and settle.
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle.
  • Be enrolled and receive eStatement notice

If qualifications are met each monthly qualification cycle: (1)** Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 1.00% with an annual percentage yield of 1.005%. (3) An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 1.005% to 0.27%*** depending on the balance in the account. If qualifications are not met, all balances will earn an interest rate of 0.05% with a 0.05% APY.

Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions.

"Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.

***Based on a monthly balance of $100,000.00