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A community banker who knows you. In-house processing that gets you a decision fast. That’s what you can expect when you partner with CCB for your commercial financing needs.

Key Features

  • Competitive Rates
  • Personalized Guidance
  • Efficient Processing
  • Local Service

Don't wait for accounts receivable to boost your bottom line. Take out a commercial term loan to cover working capital and more.

Details:

  • Competitive interest rates for a wide range of business expenses:
  • Affordable payment plans
    • Working capital
    • Upgraded or new equipment
    • Employee expansion
    • Facility improvements
    • And more
  • Repayment terms that accommodate your business budget
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish

Ongoing needs require ongoing financing. Get the flexibility you need with a commercial line of credit. 

Details: 

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment terms that accommodate your business budget
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via direct deposit to your operating account
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish

From retail stores to manufacturing facilities, we’ll help your business find the right place to call home.

Details: 

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Repayment terms that accommodate your business budget
  • Lending professionals with working knowledge of the local real estate market
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish

Stay ahead of the curve when it comes to your equipment with affordable financing.

Details: 

  • Competitive rates for new or used equipment
  • Repayment terms that accommodate your business budget
  • Meet needs without cutting into working capital or savings
  • Stay ahead of the competition
  • Avoid lapsed periods in production and outdated equipment
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish

We’re proud to support our local farmers. Come to CCB for homegrown agricultural financing.

Details:

  • Competitive rates for a wide range of agribusiness-related needs:
    • Working capital
    • Equipment
    • Livestock
    • Inventory
    • Vehicles
    • Real estate
    • Irrigation systems
    • And more
  • Repayment terms that accommodate your business budget
  • Lenders experienced in local agricultural standards
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish

Farming can be unpredictable. Weather any storm with a flexible, revolving line of credit. 

Details: 

  • Competitive rates for a wide range of long-term or seasonal agricultural needs
  • Provides greater financial flexibility
  • Repayment terms that accommodate your business budget
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via direct credit to your deposit account
  • Fast decision-making and processing here in Southwestern New York
  • Personal, customized service from start to finish