Financing Solutions to Help With Everyday Life
CCB is here to help our community members thrive by providing the personal loans they need to help them get to work, renovate a room, build credit, or have some fun. As a locally-owned bank, when you apply for a loan with CCB you can be sure to receive personalized guidance, fast decision-making, and efficient processing.
Auto Loans
Let CCB help you turn the key on a new or used car or truck
- Buy or refinance new or used cars or trucks
- Affordable payments with flexible terms
- Minimum down payment may be required
- Fast decision-making and processing
New Auto Loans
Rates as of 4/14/2025
|
Amount
|
Term
|
Base Rate/APR*
|
|
Min. $2,500
|
36 months
|
6.500%
|
|
Min. $2,500
|
60 months
|
6.750%
|
|
Min. $2,500
|
72 months
|
7.000%
|
|
Min. $2,500
|
120 months
|
7.250% *AFT Req.
|
Payment Example: A new automobile loan for $25,000 over a 60 month period with an APR of 6.750% would have a monthly payment of $492.09 when auto-pulled** from a CCB account.
**Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Used Auto Loans / Auto Loan Refinance
Rates as of 4/14/2025
|
Amount
|
Term
|
Base Rate/APR*
|
Model Year
|
|
Min. $2,500
|
6–60 months
|
7.500%
|
2020–24
|
|
Min. $2,500
|
61-72 months
|
8.250%
|
2020–24
|
|
Min. $2,500
|
6-48 months
|
8.500%
|
2018-19
|
|
Min. $2,500
|
6-36 months
|
9.500
|
2016-17
|
Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Older vehicles considered on exception basis. Add 0.50%. Max LTV 75%.
Recreational Vehicle (RV) Loans
Helping you fund your fun
- Great rates on a wide range of recreational vehicles – snowmobiles, ATVs, RVs, motorcycles, boats, personal water crafts, and more
- Affordable payments with flexible terms
- Minimum down payment may be required
- Fast decision-making and processing
New Recreational Vehicles
Rates as of 4/14/2025
|
Amount
|
Term
|
Base Rate/APR*
|
|
Min. $2,500
|
36 months
|
7.500%
|
|
Min. $2,500
|
48 months
|
7.750%
|
|
Min. $2,500
|
60 months
|
8.000%
|
Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Refer to VP, Retail Lending for extended terms on Luxury/High End Boats and Recreational options.
Used Recreational Vehicles / Refinance
Rates as of 4/14/2025
|
Amount
|
Term
|
Base Rate/APR*
|
Model Year
|
|
Min. $2,500
|
36 months
|
8.250%
|
2015–24
|
|
Min. $2,500
|
48 months
|
9.250%
|
2015–24
|
|
Min. $2,500
|
60 months
|
10.250%
|
2015–24
|
Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Refer to VP, Retail Lending for extended terms on Luxury/High End Boats and Recreational options.
Personal Loans
Get the funds you need to make big purchases or pay off debt
- Cover costs for a number of needs including home improvements, medical expenses, paying off debt, and more
- Loans available from $2,500-$15,000
- Affordable payments with flexible terms – from 6 months to 5 years
- Fast decision-making and processing
Unsecured Personal Loan
Rates as of 12/19/2024
|
Amount
|
Term
|
Base Rate/APR*
|
|
$2,500–$7,500
|
6–36 months
|
10.500%
|
|
$5,000–$15,000
|
37–48 months
|
11.500%
|
|
$7,500–$15,000
|
49–60 months
|
12.500%
|
Payment Example: A personal loan for $7,500 over a 60 month period with an APR of 12.500% would have a monthly payment of $168.73.
Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Home Improvement Loans
Turn your house into the dream home you’ve always wanted at the right rate
- Competitive rates for major home improvement projects
- Repayment terms that accommodate your budget
- Fast decision-making and processing
Home Improvement Loan – Unsecured
Rates as of 1/14/2025
|
Amount
|
Term
|
Base Rate/APR*
|
|
$2,500–$7,500
|
6–36 months
|
10.250%
|
|
$5,000–$7,500
|
37–48 months
|
11.250%
|
|
$5,000–$7,500
|
49–60 months
|
12.250%
|
Payment Example: a Home Improvement loan for $7,500 over a 60 month period with an APR of 12.25% would have a monthly payment of $167.78.
Rates quoted require automatic payment set up from CCB checking or savings. Add 0.25% if no AFT.
Loan proceeds must be used for Home Improvements / May be owner occupied or non-own occupied.
Overdraft Lines of Credit
- Protect your personal checking account from costly overdraft fees with a credit line up to $5,000
Overdraft Line of Credit
Rates as of 12/2/2022
|
Amount
|
Term
|
Base Rate/APR
|
|
Min. $500
|
12-36 months
|
18.00%
|
Liquid Collateral Loans
Use your savings as collateral to build or rebuild your credit
- Finance a wide range of purchases
- Secured savings continue to earn interest
- Potentially lower interest rates
- Safe way to build your credit
- Repayment terms that accommodate your budget
- Fast decision-making and processing
