Personal Banking

Savings Accounts

There is Never a Bad Time to Start Saving

We know how hard you worked to earn your money. Now let your money work hard for you by earning interest in a CCB savings account. Whether you want to avoid post-holiday debt; help kids build a foundation of smart money habits; or any anything in between, today seems like the perfect day to start putting money away.

Compare Our Savings Account Options

CCB Advantage Savings

Free account that builds your savings effortlessly


  • No CCB Advantage Checking Account required
  • No monthly maintenance fees
  • No minimum balance requirements
  • 15 free withdrawals per month
  • $25 minimum deposit to open 
  • Tiered interest rates*

Statement Savings

Build a safety net for your personal needs


  • Earn tiered interest rates based on your quarterly average balance
  • Avoid the $5 quarterly service fee by maintaining a $100 minimum average quarterly balance
  • 15 free withdrawals per month
  • $25 minimum deposit to open

Money Management Plus

Earn high interest and watch your rate grow with your balance


  • Savings account for higher daily balances
  • Earn tiered interest to make the most of your money*
  • Minimum balance of $2,500 required to earn interest
  • Avoid the $10 monthly service fee by maintaining a $10,000 minimum average daily balance
  • 15 free withdrawals per month
  • $1,000 minimum deposit to open

*This is a variable rate account. The rate may change after the account is opened.

Christmas Club

Save for the holiday season and avoid post-holiday credit card debt


  • Earn interest, credited annually
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits automatically from your checking account weekly, biweekly, or monthly
  • Automatically receive direct deposit of funds on or around October 15
  • $10 penalty fee for early withdrawal (per withdrawal)
  • No minimum deposit to open

CCBee Kids Cash Club

Help kids build a foundation of smart money habits


  • Savings account designed for kids 17 and under
  • Earn interest like a regular savings account
  • No monthly service fee
  • No minimum balance requirement
  • 15 free withdrawals per month
  • $5 minimum deposit to open
  • Account must be opened in person

Calculate Your Savings

Have Questions?

*APY=Annual Percentage Yield. APYs accurate as of 6/2/2025. Rates may change after account is opened at our discretion. Minimum to open is $25 for CCB Advantage Savings. The CCB Advantage Savings will earn:(1) If daily balances are $25,000 or less, the interest rate paid on the entire balance will be 0.20% with an annual percentage yield of 0.200%. (2) An interest rate of 0.50% with annual percentage yield of 0.501% will be paid only for the portion of your daily balance that is greater than $25,000. (3) An interest rate of 1.00% with an annual percentage yield of 1.005%will be paid only for the portion of your daily balance that is greater than $250,000. Requires enrollment in E-statements.