Maximum Saver

Summary

Set cash aside without even having to think about it. Link your free Maximum CashBack or Maximum Green Checking account to Maximum Saver, and we'll automatically transfer the checking account rewards you earn each month to your savings account. Plus, money in your Maximum Saver account can earn really high interest — up to 1.00% APY!*

Saving should be simple. And when you bank with us, it is.

Details:

  • Linked to free Maximum CashBack or Maximum Green Checking account
  • Automatic transfers of Maximum CashBack or Maximum Green Checking rewards
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.57% APY* on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Maximum CashBack or Maximum Green Checking
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • $100 minimum deposit to open

Earning your rewards is easy:

To earn your rewards, simply do the following activities and transactions in your Maximum CashBack or Maximum Green Checking account each monthly qualification cycle:

  • Have at least 10 check card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct debit or automatic payment (ACH) post and settle

If you don't qualify for rewards during the month, don't worry! You'll still earn our base rate for your savings account. There's no penalty, and you can get back to earning huge rewards during the next monthly qualification cycle.


Maximum Saver Combined With Maximum CashBack

*APY=Annual Percentage Yield. APYs accurate as of 12/01/2015. Rates may change after account is opened. Minimum to open is $100 for Maximum CashBack and $100 for Maximum Saver. When monthly qualifications are met, you will receive 2% cash back on check card purchases that post and settle to account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Maximum CashBack check card during qualification cycle will be reimbursed up to $15 ($5 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Maximum CashBack rewards will be credited to your Maximum Saver account on the last day of the monthly statement cycle. If qualifications in Maximum CashBack are met each monthly qualification cycle: (1) balances up to $50,000 in Maximum Saver receive an APY of 1.00%; and (2) balances over $50,000 in Maximum Saver earn 0.35% interest rate on the portion of the balance over $50,000, resulting in 1.00% to 0.57% APY depending on the balance. If qualifications are not met on Maximum CashBack, all balances in the Maximum Saver earn 0.05% APY.


Maximum Saver Combined With Maximum Green Checking

*APY=Annual Percentage Yield. APYs accurate as of 12/01/2015. Rates may change after account is opened. Minimum to open is $100 for Maximum Green Checking and $100 for Maximum Saver. For Maximum Green Checking, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 ($5 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post and settle to Maximum Green Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Maximum Green Checking is automatically transferred to Maximum Saver each statement cycle and does not compound. If qualifications in Maximum Green are met each monthly qualification cycle: (1) balances up to $50,000 in Maximum Saver receive an APY of 1.00%; and (2) balances over $50,000 in Maximum Saver earn 0.35% interest rate on portion of balance over $50,000, resulting in 1.00% to 0.57% APY depending on the balance. If qualifications are not met on Maximum Green Checking, all balances in Maximum Saver earn 0.05% APY.

Maximum Saver