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Debit Cards

Imagine getting through life without ever having to dig for change — or worse, write a check. Use your CCB debit card at any ATM1 or anywhere Mastercard® is accepted. Transactions made with your card are fee-free.1 And if your card is lost or stolen, getting it replaced is as easy as calling our toll-free number. 


  • Safer than carrying cash
  • More convenient than writing checks
  • Use your CCB debit card to:
    • Make purchases online and point of sale
    • Withdraw money from ATM1
    • Signature and non-signature-based transactions
  • Use with CCB's Maximum Green or Maximum Cash Back Checking account to earn rewards
  • Easily replaced if lost or stolen
  • Accepted wherever Mastercard is accepted

1ATM fees may apply for non-CCB ATMs. 

Gift & Travel Cards

CCB has you covered — in more ways than one. Our Visa® gift cards let you give the gift they really want: the one they can pick out themselves. And if you're traveling, don't forget to pack a prepaid CCB travel card. They work like Travelers' checks, but are safer, more convenient, and easily reloadable. 

Visa Gift Card Details: 

  • Use like cash
  • Perfect for:
    • Birthdays
    • Bar / bat mitzvahs
    • Weddings
    • Graduations
    • And more
  • Accepted wherever Visa is accepted
  • Easy to buy; even easier to use
  • Can be uploaded with $10-$1,000
  • Access card balance at
  • Available at any CCB location for only $3

Prepaid Travel Card Details: 

  • To be used when traveling
  • Safer and more convenient alternative to:
    • Carrying cash
    • Credit or debit cards
    • Traveler's checks
  • Use card to:
    • Make purchases
    • Access cash via ATM
  • Can be loaded with $20-$3,000
  • Easily reloadable for a $4.00 fee
  • Accepted wherever Visa, Mastercard, and Discover® are accepted
  • Must be 16 years of age to purchase
  • Access balance at
  • Available at CCB for just $5 

Credit Cards

We offer a variety of Visa® consumer credit cards and Visa® business credit cards – each designed to best match your lifestyle. Whether you’re looking for purchasing power, unlimited rewards, flexibility to choose your rewards, or maximized cashback – CCB has got you covered. Apply today to experience the convenience provided by a card accepted worldwide. You’ll also be protected by Visa’s® Zero Liability service in case the worst happens.


  • Build credit history
  • Opportunity to earn rewards and cash back
  • Zero Lability fraud protection from Visa®
  • Real time fraud monitoring
  • Emergency card replacement
  • 24/7 live U.S. – based customer service
  • Apply Now

My Account Access

Voice Banking

If time runs out or technology fails you, you can still manage your CCB accounts. Call us from your touch-tone phone — around the clock — to hear account balances, transfer funds, and more. It's safe and secure and free. Call toll-free or dial us locally if you're in the area. 


  • Free service for CCB customers
  • Enjoy 24-hour access to your accounts
  • Manage accounts from your touch-tone phone:
    • Hear account balances
    • Hear statement information
    • Transfer funds
    • Make payments
  • Safe and secure
  • Dial toll-free or call locally if you're in the area:
    • 1-800-601-CASH
    • 716-938-6000 


Withdraw cash at any one of our seven ATMs, located conveniently throughout Southwestern New York. Find one near you today. 

Direct Deposit

Why wait longer than you have to for payday? Enjoy direct deposit into your CCB checking or savings account to realize funds faster. 

Check Certification

Let your community bankers vouch for you. CCB will acknowledge and accept in writing that your signature on your check is genuine and that there are sufficient funds in your account to honor your check when it is presented for payment. 

Safe Deposit Boxes

For your convenience, we offer safe deposit box rentals at the Little Valley, Springville, and Randolph branch locations. Visit one of these branches today to learn more.

Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.

Wire Transfers

Get your money exactly where it needs to go. We offer wire transfers to our customers for a small fee. 

Night Depository

We have a night depository at each of our branch locations for after-hours deposits. Find a branch now. 

Notary Services

As a service to our customers, we have a certified public notary at our branch locations. 

Cashier’s Checks

Make a payment with a check backed by CCB. Stop by a branch to pick up a cashier’s check.

Send a Friend Reward Program

Our Send-a-Friend referral program gives new and existing CCB customers the opportunity to earn money for referring new customers1

We will credit $10 into a referring customer's account for each new customer referral who opens an account and presents the referral card.2 We'll also send a thank you note to show how much we appreciate your business.

Stop by any CCB branch to get new CCB customer referral cards to fill out and give to family or friends. Available at the teller line or the front desk. Or you may fill out our online form. Start earning today, and send a friend our way!

Send a Friend

1New customer must be of a separate household from existing CCB customer.

2Must meet account-opening eligibility requirements.