Skip to content

Rates Calculator

It's not magic. Putting money in a CD ensures a guaranteed return on your investment. Choose your term to lock in your rate.

Key Features

  • Fixed Interest Rates
  • No Monthly Service Fee
  • Wide Range of Terms
  • Guaranteed returns
  • Earn higher rates than regular savings
  • Fixed rates during length of term
  • Available in terms from 6 months to 4 years
  • Higher rates the longer you wait
  • Penalty for early withdrawal
  • FDIC-insured for peace of mind
  • $1,000 minimum deposit to open

Simplify your investments with the Certificate of Deposit Account Registry Service (CDARS). And rest assured knowing they're backed by the FDIC.


  • Full FDIC insurance on multi-million dollar CD investments
  • Simplify investment management and tax reporting
  • Receive one statement for all accounts
  • All CDs managed through one relationship with CCB
  • Earn one simple rate for all CDs
  • No hidden fees
  • Choose varying maturities for laddered returns
  • Use your funds to help community lending initiatives

With a Gold Club Savings membership (for customers age 50+), you can earn a higher rate on your CD.


  • Increased interest rate
  • Fixed, guaranteed rates based on a term of your choosing
  • Must have Gold Club Checking
  • $1,000 minimum deposit to open