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Rates Calculator

It's not magic. Putting money in a CD ensures a guaranteed return on your investment. Choose your term to lock in your rate.

Key Features

  • Fixed Interest Rates
  • No Monthly Service Fee
  • Wide Range of Terms
  • Guaranteed returns
  • Earn higher rates than regular savings
  • Fixed rates during length of term
  • Available in terms from 6 months to 4 years
  • Higher rates the longer you wait
  • Penalty for early withdrawal
  • FDIC-insured for peace of mind
  • $1,000 minimum deposit to open

Now is the perfect time to save — meet your savings goal with our CD special.

For a limited time, you can get guaranteed earnings at a special rate. Take advantage of this promotional rate while you can!


  • 2.50% APY1 (2.47%) on a 25-month certificate of deposit
  • Guaranteed returns at a special rate
  • Interest compounds and is paid quarterly
  • Non-renewable
  • No CAP
  • No municipalities
  • Available for businesses
  • Penalty for early withdrawal
  • FDIC insured up to $250,000
  • $1,000 minimum deposit to open

Qualifications to take advantage of this CD special:

Personal: Meet these criteria: 1) Your CD deposit is new money to CCB 2) You must open or have an existing Reward Checking account (Maximum Green Checking or Maximum Cash Back Checking).

Businesses: the only qualification is that your deposit is new money to CCB.


1APY=Annual Percentage Yield

Simplify your investments with the Certificate of Deposit Account Registry Service (CDARS). And rest assured knowing they're backed by the FDIC.


  • Full FDIC insurance on multi-million dollar CD investments
  • Simplify investment management and tax reporting
  • Receive one statement for all accounts
  • All CDs managed through one relationship with CCB
  • Earn one simple rate for all CDs
  • No hidden fees
  • Choose varying maturities for laddered returns
  • Use your funds to help community lending initiatives

With a Gold Club Savings membership (for customers age 50+), you can earn a higher rate on your CD.


  • Increased interest rate
  • Fixed, guaranteed rates based on a term of your choosing
  • Must have Gold Club Checking
  • $1,000 minimum deposit to open