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Rates

Link your free Maximum Cash Back or Maximum Green Checking account, and we'll automatically transfer your rewards to Maximum Saver.

Key Features

  • High Interest
  • Automatic Reward Transfers
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Maximum Green or Maximum Cash Back Checking
  • Automatic transfers of Maximum Green or Maximum Cash Back Checking earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.57% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Maximum Green or Maximum Cash Back Checking
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Digital banking available
  • $100 minimum deposit to open 

Earn your rewards in just 1, 2, 3.

Qualifying for your Maximum Green or Maximum Cash Back rewards automatically qualifies you for the highest Maximum Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Maximum Green or Maximum Cash Back Checking account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements

If you don't qualify for rewards during the month, don't worry! You'll still earn our base rate for your savings account. There's no penalty, and you can get back to earning big-time rewards during the next monthly qualification cycle.

Maximum Saver Combined With Maximum Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 2/01/2019. Rates may change after account is opened. Minimum to open is $100 for Maximum Cash Back and $100 for Maximum Saver. When monthly qualifications are met, you will receive 2% cash back on check card purchases that post and settle to account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Maximum Cash Back check card during qualification cycle will be reimbursed up to $15 ($5 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Maximum Cash Back rewards will be credited to your Maximum Saver account on the last day of the monthly statement cycle. If qualifications in Maximum Cash Back are met each monthly qualification cycle: (1) balances up to $50,000 in Maximum Saver receive an APY of 1.00%; and (2) balances over $50,000 in Maximum Saver earn 0.35% interest rate on the portion of the balance over $50,000, resulting in 1.00% to 0.57% APY depending on the balance. If qualifications are not met on Maximum Cash Back, all balances in the Maximum Saver earn 0.05% APY.

 

Maximum Saver Combined With Maximum Green Checking

*APY=Annual Percentage Yield. APYs accurate as of 2/01/2019. Rates may change after account is opened. Minimum to open is $100 for Maximum Green Checking and $100 for Maximum Saver. For Maximum Green Checking, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 ($5 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post and settle to Maximum Green Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Maximum Green Checking is automatically transferred to Maximum Saver each statement cycle and does not compound. If qualifications in Maximum Green are met each monthly qualification cycle: (1) balances up to $50,000 in Maximum Saver receive an APY of 1.00%; and (2) balances over $50,000 in Maximum Saver earn 0.35% interest rate on portion of balance over $50,000, resulting in 1.00% to 0.57% APY depending on the balance. If qualifications are not met on Maximum Green Checking, all balances in Maximum Saver earn 0.05% APY.